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Experience the joy and security of owning your own house without the financial burden. Secure your future and your family’s future today with co-homeownership!
Imagine owning a home today. No more waiting or endless savings—co-ownership allows you to afford a home now. Stop wasting money on rent- every month you rent is money you’ll never see again. Instead, build equity from day one, and watch your investment grow while you enjoy your new home. Coowning is the smarter, more affordable way to own property. Co-ownership agreements ensure everyone’s interests are protected, giving you peace of mind and a place to call home.
As rent prices increase and housing prices soar, it’s hard not to worry about how you will afford to keep a roof over your head. Every month, you pour money into rent, knowing it’s not building your future. The longer you rent, the further away homeownership seems.
It’s hard to get ahead and save for your future when the cost of living is increasing rapidly and you are not making any more income.
You deserve to own a place that you can call home. And you deserve to live a life worry-free from wondering if you will be able to afford your next rent or mortgage payment.
Plus, homeowners keep 100% of the capital gains! Let us help you become a homeowner by connecting you with a suitable housing co-owner for your needs. We have a variety of co-homeownership options that will undoubtedly help you grow your wealth and secure a home today before the market increases further.
Renters tired of throwing away thousands of dollars every month on rent with no stake in the property
Seniorswho want to continue living in their home and may be facing some financial difficulty
Homeowners or non-homeownersfacing financial difficulty in remaining or wanting to become a homeowner
“I NEVER THOUGHT I WOULD BE ABLE TO OWN A HOUSE. IN A FEW SHORT MONTHS, I AM NOW A PROUD HOMEOWNER. ”
“I was able to buy my first home without the usual financial strain. The process was seamless, and their support throughout made me feel confident and secure. Highly recommend for anyone looking to break out of the rental cycle!”
“Ever since my mortgage increased, I could no longer afford to live in my home alone. I sold part of my home that was unused, and now have savings in the bank for the first time in years!”
“My elderly mother was struggling to maintain her home financially. Selling a part of her house was the perfect solution to avoid reverse mortgages. The entire process was hassle-free, and she couldn’t be happier with the outcome.”
Perfect for renters, and aspiring homeowners who have some savings, but not nearly enough to buy their dream house on their own.
Perfect for homeowners who are facing
financial difficulty in keeping or maintaining
their homes.
Stop wasting money on rent & start building equity in your home
100% of the Capital Gains are enjoyed by homeowners
Stop wasting money on rent & start building equity in your home
Own a home without bearing the full financial burden
Navigate the home buying process with ease
Our co-ownership model is specifically designed to address the pain points that many aspiring
homeowners experience. By pooling resources, sharing costs, and providing support throughout the
buying process, we’ve created a solution that’s tailored to your needs.
H.O.M.E. is the BEST Co-ownership Housing Option on the Market Today!
| H.O.M.E. | Sole Home Ownership | Other Comparable Services | |
| % of Mortgage Downpayment | 30%-70% of downpayment (depending on your stake of home ownership) |
100% of downpayment is made by owner | 25% if downpayment is made by owner |
| % of Monthly Payment | 30%-70% (depending on your stake of home ownership) |
100% | 100% |
| % of Capital Gains | 100% goes to co- homeowners! (depending on your stake of home ownership) |
100% | Up to 49% of the capital appreciation |
| Years of Service Support from Company | 3 years | 0 years | 0 years |
| Option to buy later? | Yes | N/A | No |
| % of Monthly Bills and Taxes You Pay | 30%-70% (depending on number of household members) |
100% | 100% |
| H.o.m.e. | Sole home ownership | Other Comparable Services | |
|---|---|---|---|
| % of Mortgage Downpayment | 30%-70% of downpayment
(depending on your stake of home ownership) | 100% | 25% |
| % of Monthly Payment | 30%-70% (depending on your stake of home ownership) | 100% | 100% |
| % of Capital Gains | 100% goes to co-homeowners! (depending on your stake of home ownership) | 100% | Up to 49% of the capital appreciation |
| Years of Service Support from Company | 3 years | 0 years | 0 years |
| Option to buy later? | Yes | N/A | No |
| % of Monthly Bills and Taxes You Pay | 30%-70% of downpayment
(depending on your stake of home ownership) | 100% | 100% |
Average rent prices hit a record growth of 8% in Canada in 2023
Single-family detached home prices increased 5.6% to $1,602,200 in Toronto in 2023
Inflation (CPI) increased by 3.4% in Canada in 2023 on a year-over-year basis
We believe that housing is a human right. Don’t let yourself struggle with your housing situation.
As rent prices increase and housing prices soar, it’s hard not to worry about how you will afford to keep a roof over your head. Every month, you pour money into rent, knowing it’s not building your future. The longer you rent, the further away homeownership seems.
We connect you with a co-homeowner to suit your needs, and hold your hand through the home-buying process.
Co-owners buy a house and split the bills and mortgage according to their ownership stake.
Co-habitate peacefully according to the terms of the agreement. Each agreement is uniquely made for the coowners personal needs and goals.
When co-owners decide to sell, the capital gains are divided amongst co-owners based on their ownership share.
Three types of co-ownership solutions to help you own a house today No matter your situation!
"I'm in a tight spot financially, dreaming of owning my own house someday. With this option, I can start building equity now while sharing the burden. In 10 years, I aim to buy out my co-owner and have a place to call entirely my own."
"I've always valued my independence and privacy, but the cost of homeownership alone is daunting. This option allows me to have my own sanctuary while still benefiting from hared expenses and resources. It's a smart investment in my future, where I can thrive both personally and financially."
"Living solo feels isolating, but I'm not ready to commit to full-on homeownership. With this option, I can enjoy companionship and experiences with like-minded individuals while splitting the costs and maximizing our financial potential."
Book Your Free Call Today and find out if our unique homeownership program is the perfect fit for your needs. Let’s discuss your goals and explore how we can help you achieve them—no obligation, just a conversation about your future. Schedule your call now and take the first step towards owning your dream home.
Finding a co-homeownership arrangement that you love and works with your individual needs! Personalized and custom arrangement for each client.
Co-homeowners keep 100% of the capital gains!
3 year unlimited support and management.
Thorough background checks and compatibility assessments on potential homeowners for seamless living.
FREE personalized consultation sessions with our experts.
Several financially-viable exit options at any time in the agreement.
Guidance through every step of the house purchasing process. Never be in the dark about where to start, how to proceed, and owner fees.
Periodic assessments of property condition and maintenance needs to maintain and grow home value.
Dispute resolution services including unlimited mediation and support
Legal fee coverage for contracts and legal work related to the co-homeownership agreement and transactions
Living as a stress-free homeowner!
Financial assessment on potential co-homeowners so you are never left bearing the financial burden.
Co-homeownership allows multiple people to jointly purchase and own a property, sharing the costs and responsibilities associated with homeownership. Each co-owner holds a percentage share of the property, which is determined based on their financial contribution. This arrangement provides an affordable way for individuals to own a home without bearing the full financial burden alone. Our company facilitates the process by matching compatible co-owners, handling legal agreements, and ensuring a smooth transition into shared ownership.
Yes, you have a say in who you co-own with! We match you with potential co-owners based on your
preferences, lifestyle, and financial compatibility. You will have the opportunity to meet and discuss with
prospective co-owners before making a decision. If you already have someone in mind, like a friend or family
member, we can help facilitate the co-ownership process with them.
If a co-owner wishes to sell their share, the co-homeownership agreement outlines a clear process. Typically, the selling co-owner must first offer their share to the remaining co-owners. If the other coowners do not wish to purchase the share, the selling co-owner can then sell it to an external buyer approved by the remaining co-owners. We help facilitate this process to ensure a smooth transition and minimal disruption for all parties involved.
Financial responsibilities in co-homeownership are shared among all co-owners. This includes mortgage payments, property taxes, insurance, and maintenance costs. Each co-owner contributes according to their ownership percentage. These responsibilities are clearly defined in the co-homeownership agreement, so
everyone understands their obligations from the start.
To qualify for co-homeownership, you must have a stable income, a satisfactory credit score, and the ability to contribute to the down payment and monthly expenses. Our team will work with you to assess your financial situation and help you understand your purchasing power. We strive to make co-homeownership accessible by providing guidance and support throughout the qualification process.
Yes, there are ongoing costs, such as property maintenance, insurance, taxes, and utilities, which are shared among co-owners according to their ownership percentage. However, our company does not charge any ongoing fees after the initial one-time facilitation fee. We help coordinate these costs among co-owners, ensuring clarity and fairness for all parties involved.
We understand that buying a home is one of the biggest decisions you’ll ever make. That’s why we’re committed to making this process completely risk-free for you. Here’s our unbeatable guarantee:
We guarantee that your co-ownership agreement will be customized to perfectly fit your needs. If we can’t create the ideal solution for you, you walk away with a full refund- no questions asked!
We’re so confident in our service that we remove all the risk—you’ve got nothing to lose and everything to gain. With our guarantee, you can step into your new home with complete confidence.
We include multiple exit clauses in every contract, ensuring that if the arrangement ever stops working for you, you have the flexibility to opt-out at any time.
Your satisfaction is not just our goal- it’s our promise.
With our program, you can finally own a home with no mortgage approval stress, and a fully customized co-ownership agreement—all backed by our powerful satisfaction guarantee.
If all phone consultations are booked and you don’t want to wait another month, feel free to send us an email.
Frequently asked questions
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